MINIMUM AND SUPPLEMENTAL CRITERIA TO THE F.S.R.S.

201. APPLICATION:

Item 201.A.1 is deleted and replaced as: Equipment response must include at least one (1) apparatus constructed and equipped in accordance with the general criteria of Chapter 5 of NFPA 1901, and the apparatus must have a rating of at least 500 gpm at 150 psi. Note: Two (2) 250 GPM at 150 psi apparatus can be considered equivalent to one (1) 500 GPM if they respond as a single unit and at least one (1) meets the general criteria of NFPA 1901, Chapter 5.

CLASS 9 PROTECTION

800: SCOPE

Items 801.A-E. below are applicable in areas that do not have the minimum facilities outlined in Section I, item 201.A of the Fire Suppression Rating Schedule (FSRS) published by the Insurance Services Office, Inc. These items are substituted for Section I, items 800, 801, and 802 of the FSRS. To be recognized for fire insurance pricing purposes, it will be necessary, in all cases, to be organized such that a positive response can be assured. This can be either under the Rural Fire District Laws, as a function of county government, or any other method which will assure a response to all structures, for purposes of extinguishing fire, in an area having well-established boundaries.

801: CLASS 9 (All Properties)

To qualify as protection class 9, all of the following conditions must be met:

A. The fire department must have all of these minimum facilities:

1 Organization: The fire department shall be organized on a permanent basis under applicable state or local law. The organization shall include one person responsible for operation of the department, usually with the title of chief.

2 Membership: The department shall have sufficient membership to assure the response of at least 4 members to fires in structures. The chief may be one of the responding members.

3 Training: Training for active members shall be conducted at least two (2) hours every two (2) months.

4 Alarm Notification: Alarm facilities and arrangement shall be such that there is no delay in the receipt of alarms and the dispatch of the fire fighters and apparatus.

5 Housing: Apparatus shall be housed to provide protection from the weather. Apparatus that is not housed is not creditable.

B. Properties must be located within a 10 mile response distance of a district fire station housing equipment described in C. below.

C. Equipment response must include at least one (1) apparatus constructed and equipped in accordance with the general criteria of NFPA 1901 Chapter 5, and at least 1000 gallons of water. If that amount of water is not available on the apparatus, then the response must include tanker truck(s) on the first alarm of such capacity that at least 1000 gallons is available. The apparatus must have a rating of at least 500 gpm at 150 psi. Note: Two (2) 250 GPM at 150 psi apparatus can be considered equivalent to one (1) 500 GPM if they respond as a single unit and at least one (1) meets the general criteria of Chapter 5, NFPA 1901.

D. The minimum response will include at least four fire fighters (volunteer or paid) and sufficient fire fighters (volunteer or paid) needed to meet the conditions of C. above.

E. Minor equipment shall include at least 500 feet of 2 1/2 inch or larger DJCRL hose and 300 feet of 1 1/2 inch DJCRL hose on each pumper, with adequate brass goods to develop two hose streams.

SUPPLEMENTAL CRITERIA

Idaho.1: CLASS 8 (Dwelling only)

This section is a supplement to the Fire Suppression Rating Schedule in Idaho. This criteria is applicable only to risks eligible for the Dwelling Policy Program and the Homeowners Program. To qualify for dwelling class 8, conditions must meet or exceed the following:

A. Class 9 Protection must be applicable.

B. Dwellings must be located within a five-mile response distance of a district fire station housing equipment described in 801.C. that will respond.

C. The fire department must be capable of effectively developing and continuously applying water at the rate of 200 GPM for not less than a 20-minute period, commencing within 5 minutes of the first arriving apparatus required in 801.C. This capability must be available throughout at least 85% of the area within five miles of the responding station.

C. The minimum response will include at least four fire fighters (volunteer or paid) and sufficient fire fighters (volunteer or paid) needed to meet the conditions for Idaho 1.C. above.

D. If more than one apparatus responds, all responding apparatus are radio-equipped.

E. Minor equipment shall include at least 1000 feet of 2 1/2 inch or larger DJCRL hose and 400 feet of 1 1/2 inch DJCRL hose on each pumper, with adequate brass goods to develop two hose streams.

WATER SYSTEMS IN GRADED AREAS (All properties)

A complete fire suppression grading is applied to that portion of a graded area served by a water system with hydrants capable of delivering a minimum of 250 GPM for a two-hour period plus consumption at the maximum daily rate, or other immediate sources available throughout the year with adequate provisions for taking immediate suction of not less than 250 gpm for a two-hour period, and that meet the Minimum Criteria for Non-Pressurized Water Systems. Water systems also include fire department operations referred to as "hauled or mobile" water supplies. Hauled or mobile water systems must be able to deliver 250 gpm within 5 minutes of the arrival of the first fire apparatus for a two-hour period.

Areas with any combination of water systems will be evaluated by the Bureau upon official request using the Fire Suppression Rating Schedule Section I and Section II, as developed by the Insurance Services Office. A single protection class will be applied for the area served by any combination of hydrants, pumper connection/draft site, and/or hauled/mobile water used by the fire department in the initial response to a fire, using the following guidelines:

1. Risk must be located within a five-mile response distance from a fire station housing equipment described in 801.C. that will respond. The 1000 gallons of water criteria in 801.C. is not needed in areas meeting the water system minimums.

2. The 1000 gallons of water criteria in 801.C. is not needed in areas meeting the water system minimums.

3. Risk must be located within 1000 feet of a fire hydrant or a non-pressurized water system pumper connection or drafting site, which meets the minimum criteria.

3. Hauled or mobile water systems must be available throughout at least 85% of the response area being considered.

Note:Response Area is defined as the area within five road miles of every fire station that responses in or into the protected area.